Tom Merfeld is the retired chief risk officer and chief financial officer of CUNA Mutual Group in Madison. Prior to CUNA Mutual, he was the chief financial officer for a life reinsurance company in Kansas City. He was also an investment analyst for Franklin Savings Association and an assistant economist for the Federal Reserve Bank of Kansas City. He is currently a board member of both SSM Health in St. Louis and Dominican Veritas Ministries, which sponsors nine Catholic schools nationwide. Tom, who is a Chartered Financial Analyst (CFA) charterholder and a Certified Public Accountant (CPA), earned his bachelor’s and master’s degrees from the University of Iowa; his MBA from Rockhurst University in Kansas City, Mo.; and his Ph.D. from Marquette University.